Your Trusted Guide to a Brighter Financial Future

For over a decade, TFS has helped people through their bankruptcy journeys with an easy-to-use automated payment solution that is more secure, less expensive, and more reliable than alternative payment options.

TFS will be there to support you and help you succeed by giving you the ability to make payments securely from the privacy of your own home. Flexible payment options allow you to pay from a checking or savings account on a schedule that works best for you, or directly from employment wages, with cash or with Debit Mastercard.

We make payments easy.

Our best-in-class payment solution has been helping people with the most important part of their bankruptcy journey - making reliable, on-time plan payments - since 2011.


Your personal information is protected and safeguarded by advanced technology solutions.


Using a mobile device or desktop, choose a flexible payment option and schedule to fit your life.


We are the largest provider of bankruptcy e-payment solutions, helping people like you since 2011.


Making payments from the comfort of your own home saves you time and money.


Chapter 13 specific features designed to ensure your success.


Industry-leading payment solution backed by a dedicated team to help you along the way.

Payment Options

We know that “one-size-fits-all” is not true when it comes to managing your bankruptcy plan payments. To support you, we provide several ways to pay to allow you to choose the method that will ensure your success.

Bank Account or Debit Mastercard®

Recurring or manual payments drawn directly from your bank account or your personal Debit Mastercard at an interval that fits your cash flow. Select from seven different interval options.
ePay pay option

Pay From My Salary

Anonymously direct your plan payment to your trustee straight from your employer or other income source. Contact your attorney to get started with eWage.
eWage pay option

Pay With Cash

TFS has partnered with MoneyGram to give you access to 39,000 retail payment locations across the country.

Need Help?

Need help or assistance? Many common questions can be answered on our support site or by contacting TFS at 888-PAY CH13. Representatives are available 10 AM - 6 PM Eastern every weekday. Whether you need to adjust your payment schedule or need assistance enrolling, we're ready to help!

Visit Support